A defensive driving course (traffic school online) is a short, DMV- and court-approved program. People take it to lower car insurance, remove violation points from their driving record, or simply refresh their skills. Below are vetted partners available online.
In many states, insurers give a discount for up to 3 years when you voluntarily complete a defensive driving course.
The course removes some penalty points from your driving record — protecting your license from suspension and keeping your premium from climbing.
Traffic school online is taken from your phone or computer, with no classroom visit. The certificate is filed automatically.
Course availability and the size of the insurance discount vary by state. In New York and most states the course counts both for point reduction and an insurance discount. Always confirm your state's rules before you pay.
| State | Insurance discount | Point reduction |
|---|---|---|
| New York (NY) | 10% | Yes |
| California (CA) | varies | Yes |
| Texas (TX) | 10% | Yes |
| Florida (FL) | 10% | Yes |
| Nevada (NV) | varies | Yes |
| Arizona (AZ) | varies | Yes |
This list is editable and growing. Don't see your state? Most partners below operate in all states.
These are affiliate links: your price doesn't change, and the project earns a commission that keeps Pass2Wheel materials free.
Disclosure: Pass2Wheel participates in affiliate programs and may earn a commission on purchases made through the links above. This does not affect your price.